catalogue credit agreements

[jessiewessie]

i have never signed a credit agreement with my catalogue company. where do i stand on paying for goods? am i bound by law to pay for any goods i have received?

[pink-kittens]

Of course you did and are bound to pay
As soon as you agreed to order the goods
Once you have kept them for a length they become yours and you have then entered into the part of the contract that states you must pay for them
Don;t know all the ins and outs of it but somewhere you agreed to pay either all at once or as part of a credit agreement
Just pay for what ever you had

[pink-kittens]

that should say "Once you have kept them for a length OF TIME ..............."

[daffy654]

If you ordered and kept the goods then you should pay for them. You are liable in Law and morally..although it sounds like you have no morals.

[Stu Dent]

It's possible that you didn't enter into a credit agreement but nevertheless, you are obliged to pay for the items ordered under normal rules of contract law.

If you don't pay your creditor can sue you for breach of contract and claim damages, plus interest, plus costs in pursuing the debt. It will also affect your credit rating if a CCJ is given against you.

[donn1901]

its ppl like you that ruin the word credit! y ask a stupid question on here if you have had the goods pay! would you like to sell something and never recieve the money! how sadddd

[rk2005red]

If you never signed a credit agreement, then there is a case the debt could be cancelled out.
Also past payments with interest could be recovered.
I will seek more advice if i were you. Some of the earlier replies to you question, i would take with a pich of salt.
I have been in the same situation as yourself. You need to get as much advice as possible. If they do send you an agreement, do not sign anything.
If this case went to court, the judge would have to enforce the agreement.