Hounded for a debt I don't owe

[O'Reilly]

Two weeks ago I had a letter from a collection agency demanding �67.46 for a Littlewoods debt. I remember some time in 1999-2000 having a catalogue and ordering about �80 of stuff that was paid weekly until 2002 when my Bank closed my account (I was unemployed and not working) I guess this must have been Littlewoods, (I really don't remember the catalogue that I ordered a one off from) but I worote and asked them for time to pay and actually sent a postal order for the total balance a few months later.

Its almost 6 years on and I don't have the postal order stub any more and neither do I have my letter that said "I enclose payment for full and final settlement"

I have never had statements, demands or letters or any correspondence anything since I paid up but last week I received a letter from Fredrickson International (debt collection services) demanding �67.46 for a Littlewoods unpaid debt. Today I have received a letter from them now demanding �132.83 for this debt (including court fees) what can I do? After years of silence I am being chased for an amount long since paid but I don't keep paperwork more than a few years and I cannot prove I paid this bill years ago. I am not paying �67.46 twice, let alone what they now tell me is �132.83 and they threaten to send bailiffs round.

Help!!

[lou 26]

Sounds like theyre trying to scare you into paying it. Stand firm and refuse to pay it but only communicate in writing (sending it recorded delivery) and start your letter with the words "No debt is acknowledged to you" and then explain that you want proof of the debt.

If you go to the debt help uk forum they will advise you further

http://www.debthelpuk.co.uk/cgi-bin/forum/YaBB .pl

they also have a range of standard letters on there, one of which may be useful in your case but the guys tehre will advise you

good luck xx

[Mamjet]

pay up and shut up

[O'Reilly]

Thank you NOT Mamjet

I am not paying money to people I do not owe for a debt that I do not have.

[pink-kittens]

Don't worry about Mamjet's reply

they are known for making idiotic comments that are completely useless and not required

you'd have been better at directing your energies into saying thank you to lou