bailiffs letter.

[rugeleyboy]

hi, i have recently had a letter from a bailiff demanding i pay a bill, i spoke to the is company and they told me who the debt was from.

i have never once recieved an invoice from this company and now the bailff has put a £100 charge on top of the original bill?

i have spoken to the company who i owe this debt to (its a business debt) and the main person wouldnt talk to me?

is this legal sending a debt collection company to collect a debt that has not been invoiced?

[redcrx]

so youve never had any invoice or statements or anything? I thought Bailiffs were only appointed after court judgements?

Do you owe the money?

[rugeleyboy]

oh yes i do owe the money, its a debt recovery firm who has sent me the letter. when i told them i was going to pay it but i wasnt going to pay the extra charges they told me that the debt was now thiers and ALL of the money is owed?

[socket2008]

All the money is owed I'm afraid. They paid the other company to take on the debt. The debt recovery firm then add on their fees so they make a profit ans then you pay. In this case the law is on their side 100%. The longer you leave it the more will be added.

Take my advice, pay now. A friend once went down this route of 'i'm not paying' and lost much of what he had worked for in the end.

[rugeleyboy]

thanks for your advice