ChatterBank0 min ago
Windscreen stone chip damage
Hi
Does anyone have any experience on recovering the cost of a damaged car windscreen when damaged after the council have surfaced dressed a road with the pea sized stones?
Despite clear signage of 20 mile/hour (which I was sticking to) another vehicle, whilst accelerating past and breaking the speed limit flung stones into my windscreen chipping and cracking it (replacement is around £400 – heated screen). I got the rego and recorded the time of day and location.
Would it be worth contacting the owner and seeking resolution or is it a council/highways issue?
Best Regards,
J
Does anyone have any experience on recovering the cost of a damaged car windscreen when damaged after the council have surfaced dressed a road with the pea sized stones?
Despite clear signage of 20 mile/hour (which I was sticking to) another vehicle, whilst accelerating past and breaking the speed limit flung stones into my windscreen chipping and cracking it (replacement is around £400 – heated screen). I got the rego and recorded the time of day and location.
Would it be worth contacting the owner and seeking resolution or is it a council/highways issue?
Best Regards,
J
Answers
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You should report the incident to your Insurers because some policies are claused in such a way that any repairs are classified as alterations to the original vehicle. Furthermore,it is my understanding that all reputable vehicle repairers are obligated to report their work to the DVLA. and Insurance companies have access to the information.
Take the advice of your Insurers who may consider there is a case to pursue.
Ron.
Take the advice of your Insurers who may consider there is a case to pursue.
Ron.
Best of luck. I just think that if the other car owner says, "You must be mistaken, not me Guv", you may have a difficult time proving it, especially without a photo. How do you prove you wrote the reg down correctly ? It may be coincidence the car with that reg is how you described. And you can't point to damage on the 'offending' car.
IMO councils ought not leave a road in a state where the stones are not fully embedded, but that's the way of it. They can avoid taking responsibility for the state it was left in, you have to cover the consequence (or your insurers do).
IMO councils ought not leave a road in a state where the stones are not fully embedded, but that's the way of it. They can avoid taking responsibility for the state it was left in, you have to cover the consequence (or your insurers do).
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