ChatterBank0 min ago
Cae Insurance
Answers
No best answer has yet been selected by Westwoodho. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.If you insure the car yourself, with your son as named driver, the insurance company could refuse to pay out. It would be an easy thing for a good investigator to find out. There would also be an offence of driving without insurance, but it is doubtful that the police would spend the time on it. The person insured should be the one who uses the car most. That is the whole point of charging different rates.
http://www.passplus.org.uk/case_studies.asp
Chris
If you have a nmed driver on your insurance the premium might well be higher and in the case of a young named driver the excess will certainly be higher.
Have you thought of a more secure car, an L reg fiesta, although maybe only a 1.1 can be got into quite easily....
How about one with a factory fitted imobiliser, like a Nissan Micra or Peugeot 106 or 306 ?
If not, get someone to fit a thatcham approved alarm and imobiliser system (and a thatcham approved steering wheel lock) and then you have added protection incase the insurance company argue the car may get stolen.
Gef is wrong, Grunty is right.
Insuring a son/daughter to get cheap insuranc eon their car is fronting, and is fraud - I catch people all the time, and enjoy cancelling their policies and refusing to pay out.
Insurance companies charge a premium to cover the risk.
A 17 year old with zero ncb is a greater risk than a 40 year old who has had no accidents
Related Questions
Sorry, we can't find any related questions. Try using the search bar at the top of the page to search for some keywords, or choose a topic and submit your own question.