Yes, smptrds, you're right, but the points I was making were:
In my experience, senders and gauges go/show wrong far more often than the simple thermostatic switch. If the fan NEVER came on, then fair enough, it's faulty, but this fan IS coming on and apparently when the engine heats up, as it should, so it would appear to be working.
Manufacturers are often err on the side of caution and often 'in the red' can be only a few degrees above the coolants thermostat's setting. Actually, the hotter the coolant, the faster it will lose heat throught the radiator. So the system is sort of self-regulating, even without a fan.
So, without any supporting evidence that the engine really WAS too hot, I wouldn't believe the gauge.