no insurance, as an offence if you were summonsed for this offence, you get get banned for 3 months , or at least 6 points, the road tax offence , you dont have to be driving it to be summonsed for no road tax, you are liable for road tax, from the time you register the vehicle in your name, on the assumption that you have or will register it in your name ........... i once read that someone got fined by the local council that they kept a vehicle without lamps and windscreens etc, the y had been frequently advised by the council, in the end the council got them a summons at magistrates court, but that was on a enviromental offence...meaning the vehicle was incomplete, and was sen to be an eye sore,,,,, but this offence is probably not that common .......