Car ownership

[Ruthieblue]

I have just recently split up with my boyfriend. I paid for his new car at the total of £1800. Now that we have split up I want my money back but he now can't afford to pay me it all back at once. I want to know if I am the rightful owner of the car even tho it is registered in his name and he is the main driver. I have the records on my bank statement showing I have paid for the car.

[jd_1984]

I had a similar thing with ex partner.
I took out the loan in my name for her car as she didnt have a great credit rating. However she was the registered keeper and insurer so technically was her car, I simply owed the bank! Luckily she was a decent girl and set up a standing order to me until the loan was settled.

[boxtops]

This earlier link seems to suggest that you are paying for it therefore you own it, regardless of who is recorded as the keeper. http://www.theanswerb...l/Question312713.html
Opinions seem to differ - I'd ask a solicitor if I were you - but ask your ex to set up a standing order with his bank to pay you back so much per month in the meantime.

[jd_1984]

Boxtops - there is a difference in opinion isnt there.
I went off advice from friends and family incase it turned nasty, but assumed I had no rights to take the car back. Good job it all ended civilised!

[factor-fiction]

Are you still paying for the car?
If you paid up front I'm sure he could claim it was a gift.
Was anything agreed about ownership and repayment when you paid for his car?

[ummmm]

The person on the log book is the registered keeper. Not always the owner.

[ummmm]

Oh..if he can't afford to pay it back in full take a part payment from him. That will confirm that it wasn't a gift.

[Andyvon]

It sounds as if you bought the car for your boyfriend as a gift Ruthieblue. A gift is a gift. You can't suddenly expect to take the car or the money back now that you've parted. It's quite simply a matter that the car belongs to your ex-boyfriend and it was a gift from you.

[eastern]

Don't think it mentions it being a gift in her question. If you have a receipt for the vehicle and proof you paid for it then you could argue ownership even though you are not on the log book. It's a dodgy one, especially if it turns acrimonious. As they say posession is 9/10 of the law, do you have a spare set of keys for the vehicle? The other thing is I would get advice from a solicitor but just make sure you don't get into a money wasting exercise, solicitors aint cheap and you won't necessarily get the result you want.

[Ruthieblue]

It was not a gift at all. It was a loan until he got a cheque through from a ppi claim. Unfortunately there was not a spare key with the car. He has the card receipt but i have the prove on my bank statement showing that I paid for the car