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Help!!!!! Had A Crash With No Mot

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dougieball | 18:43 Thu 07th Sep 2017 | Insurance
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i have had a crash, the fault of which i am unsure i would say 50/50 at a guess. as the title shows i had no mot or tax. i had my car booked in for an mot the day after. i was driving in the opposite direction of the mot facility when the crash happened.
i have insurance though not sure whether it is valid, also i have not got a clue who i am insured with so have no way of contacting them.
i asked the guy whether he could hold out on notifying the insurance companies until the day after, to which he agreed but after trying to contact him he is not answering his phone.
i am truly lost to what to do or how to go about the situation, any help would be much appreciated.
thanks
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If the guy pursues this, then you are going to be fined and possibly have your licence endorsed for no insurance, and no MOT.

You can only drive without an MOT if you are travelling to a pre-booked appointment at an MOT station, and as you confirm, you were not doing so.

If you can contact the other driver, and confirm that you will pay the costs for his repairs, and you don't wish to involve insurance companies, you may be able to do that.

You must make every effort to track down your insurance details - if you can't produce proof to the police, they will prosecute you, the burden of proof is on you as a driver.

Sorry to be the bearer of bad tidings.
Question Author
thanks for you honest review.
i do have insurance but it is paperless and have deleted the email that was sent a while ago.
i will be able to track down my insurance as will go to the bank tomorrow

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Help!!!!! Had A Crash With No Mot

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