New £20 Note

[diddlydo]

With the new £20 note being launched today, I wonder how often and why/where do people still use cash?
https://www.theguardian.com/money/2020/feb/20/new-20-notes-featuring-jmw-turner-enter-circulation

[emmie]

i do - my hairdresser only takes cash or cheques,
also i sometimes send cash to family for birthdays.

[bhg481]

Absolute rarity for me. I have a £5 note in case of emergency but use credit card for everything, if possible. My wife always has some cash eg, for car park but we usually use P&R and our concessionary bus passes, so that's rarely used.

[Bazile]

Corner shop / take away / dry cleaning man who come around on Saturdays , just to name a few

Basically small purchases .

Large items / bills etc are a different matter

[Old_Geezer]

Why, because it's the sensible thing to use and gives good indication of whether you're overspending. It is also more convenient not to say more private. (Less spying by Big Brother.)

Where, everywhere that sane people exist and purchase goods or services directly, rather than by mail, phone, or Internet order.

[Old_Geezer]

"Judging by the huge popularity of earlier polymer note issues"

Hmmm. I'd suspect the popularity is more to doing with owning banknotes than to do with having plastic, shiny, slippery ones.

[douglas9401]

People still use cash so that when the bank computer goes down they don't have to huddle together with the other coolistas hoping for a quik fix or go home empty handed.

[diddlydo]

OG - I think you must be a dying breed!

[ToraToraTora]

I love it in my local bar when the card machine breaks and all the little oiks can't get their strwaberry Kopperberg! Which is great because they take forever buying their drinks individually and paying with a card, don't they buy rounds these days? Anyway I'm old school I use the old bangers and mash for small purchases etc.

[emmie]

so do i^^

[dannyk13]

Pay the window cleaner in cash.

[rowanwitch]

I find I am less impulsive if I keep some cash for small stuff, I rarely carry a lot. Unless I am going into the markets discounts can be had with cash transactions.

[ToraToraTora]

I've managed to get rid of cheques and I could really go cashless but for the reasons explained above I don't.

[diddlydo]

TTT @8.47 A perfect example of schadenfreude.

[ToraToraTora]

ooo what a long word we've learned!

[Old_Geezer]

Yes, common sense and logic does seem to be getting lost.

Told by a bank clerk yesterday that the uncaring banks are planning to do away with payment slips on bills and force folk to use the aether of the Internet to pay bills instead. I didn't find out if they still intended to stamp the bill. But what is clear is that they are trying to get rid of cheques and the convenience of counterfoils as a record. Service has become a dirty word these days as commercial concerns are utterly uninterested in customer's needs and only interested in what's cheapest and convenient for them. It's not my world. Hopefully I won't have to endure the downslide for too long.

[ToraToraTora]

OG you don't need those things, there is a record of everything anyway. Just set up DDs for everything and stop worrying. You may not realise it but you already do internet banking, that's how the whole system works. The difference is that if you don't actually sign up for it then you are a prime target for hackers to activate your account for you and then empty it.

[TheDevil]

I use cash all the while. My drug dealer doesn't take card yet does he ToraToraTora.

[margarettom]

I use cash a lot and still use cheques occasionally. I do also use a debit card and a credit card for large purchases and internet shopping.
I use cash to pay for things where cards cannot be used ( they still exist you know) and most small purchases. I always have cash in my purse.
When I organise a group trip people have to pay me cash or cheque obviously. Likewise my exercise class and my line dancing have to be cash, as you are paying an individual. A tip for my hairdresser needs cash. Also if I have lunch with friends we split the bill. Would the restaurant want 3 or 4 separate card transactions? I pay casual workmen in cash or cheque. Loads more things I use cash/cheques for.

[ToraToraTora]

good point, how does it work in restaurants? Say 10 all go out with no cash, they each pay for what they've had? Restaurants must love that!

[TheDevil]

What about the 2p machines at the beach?