This is the story so far: some senior bankers, filled with greed, messed up and lost billions of pounds. The government lent them billions of taxpayers' money. The banks carried on in their merry way, continuing to hand out huge bonuses to the bosses, and despite the BOE lowering interest rates to 0.5% continued to charge high interest rates on money lent to small people.
It's not even capitalism which dictates that non-profitable organisations go bust. It's something worse.