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Thanks for that Eddie51. I'm actually asking it from the employers viewpoint, not that we'd ever wait to the last day to hand a cheque over, we do try and ensure cheques are issued in sufficient time to clear. It's just that we have one member who gets really shirty if he/she hasn't had their cheque at least a fortnight before payday!! Their bank takes 10 days to clear them, somehow!! They seem to think it's our LEGAL obligation to give a cheque out in sufficient time for it to clear, I just don't think that's the case....though we do try to!!
I am in the process of trying to switch over to BACS payments, as cheques are so out of date!!