Should have posted this here - not down there, sorry.
Found out today that we don't actually own one of our cars thanks to some thieving garage selling us a car that they claimed was HP checked. Been to trading standards and the garage has done this to loads of people and the owners have done a flit (not surprisingly). Apparently, if we can prove that we are the first people to claim ownership (or something) then we can legally keep it! Arrrrgghhhh!!!!