Debtors or creditors, Tambo?
Anyway, all that creditors do is to send loads of letters and then commence court action. If the debtor doesn't appear in court (or is otherwise represented) the order goes through automatically. It result in, for example a charging order against a property; nobody would notice if that wasn't complied with as it has no effect until the debtor seeks to sell (or is known to have died) - that could take decades.
I live alone and if I was to drop dead right now I can't think of anyone who would notice my absence for many, many months (or even years); I wouldn't want it any other way!!!
(For anyone who requires a link:
http://www.guardian.co.uk/film/2011/oct/09/joyce-vincent-death-mystery-documentary )