Can anyone help my with a query? I booked a holiday to go to america a while ago, i had paid a deposit at the time, now due to unforscene circumstances i am unable to afford to pay for the rest of the holiday, does anyone know if i would be able to a) change the date to next year? b) possibly change it to a cheaper holiday?
Ask the tour operator - some will let you do this with no charge, others will do it for a fee and still others will make you start again from scratch, retaining your deposit. You really can't generalise.