It wasn't Chip and PIN we had. It was a chip based card which you could put into a cash point and put money on. Then, when you go to a shop that 'supported' this (not many), you could simply give them your card and enter a PIN for the money to be taken off the card. Another feature was that it could be locked. Not even the owner of the card could use it.... this was done at the cash point... I could go on, but it was basically the same as using a Switch card, but less convenient.
All traffic experiments go on here too. Bus lanes, taxi lanes, roundabouts, traffic lights ON roundabouts... you name it, we've got it. Not forgetting the Magic Roundabout, which actually works really well!
Other than that... I don't know of any new tech going on here.
As for average, I wouldn't know. I would hope less than average, otherwise this country is knackered!