Naomi:
Babies are innocent. When I refer to sin I don't mean that they go out and cheat, lie, steal etc. etc. Every single human is born a sinner inasmuch as they are not perfect. ( But as for teaching a child they are sinners, who does that? Certainly I don't. Leave that accusation at the feet of those who do, namely religious leaders, catholics in particular!)
You're a sinner, I am a sinner, and no doubt you haven't murdered anyone, or robbed a bank or any other such "sin", neither have I.
But that does not mean we are completely innocent of anything.
As previously stated, I am not afraid of dying - but I am afraid of the way I die. If it were a horrific one such as burning to death or being blown to bits, then yes I am fearful of that. But to die peacefully in bed, or from a disease I can cope with.
As to drastic steps should everything you value be lost, - I leave that to your imagination Naomi.