I have the same problem a few months ago.I think the limit I had was �49.99.As long as each item I purchased was under this amount, I could buy as many as I wanted, but if the item was �50, I was not allowed to buy it.I had to go through exactly the same thing as your daughter and had to wait for an amount of money (usually between about �1-�2) to appear on my account.Then I had to enter this amount into the paypal security set up, and everything worked fine after that.It was just a pain having to wait a week for the amount to appear on my account.