National Insurance Contributions

[mrswitzend64]

Hello, could anyone advise on the following please? I've tried the Gov.uk website for the National Insurance info and it makes no sense to me and I also tried ringing the National Insurance Helpline but after being on the line for nearly half an hour without anyone answering I gave up.

I've worked full time (37 hours a week) for nearly 34 years and paid full National Insurance Contributions in and still am doing. I've taken a 14 hour a week part time job.

Do I pay National Insurance contributions on the second part time job too or not? Thanks in advance.

[Maydup]

Can I clarify. You have taken a 14 hour job instead of your 37 hour job and are looking to take a second partime job? Or you have a 14 hour job as well as your 37 hour job?

[Mamyalynne]

//The threshold for starting to pay National Insurance is £155 per week (2015-16) and there’s a limit for each job. So, if you earn less than that from one of your jobs, you won’t have to pay it on that job. There are also (complicated) rules that limit the overall amount National Insurance you must pay if you have more than one job or mix employment and self-employment, but these are unlikely to be relevant unless you are quite highly paid.//

From

https://www.moneyadviceservice.org.uk/en/articles/pay-and-tax-when-working-in-more-than-one-job

[Maydup]

Eitherway, as far as I know, you will pay NI on all earnings over £155.

Its less about the number of hours you work and more about the earnings. The employer who holds the P45 gives you your allowance and deductions are taken from all oter employers.

[THECORBYLOON]

http://taxaid.org.uk/guides/information/an-introduction-to-income-tax-national-insurance-and-tax-credits/national-insurance/national-insurance-for-employees-and-employers/national-insurance-with-more-than-one-job

'National Insurance for employees operates in a different way from income tax. With income tax there is a single tax free amount available per person per tax year. For National Insurance there is a new limit for each job so long as it is with a different employer.

Example: Sandra has two jobs. It is May 2015. The weekly National Insurance ‘Earnings Threshold’ for employees is £155 per week. In her main job she earns £165 per week. In her second job she earns £55 per week. In the first job she will pay £1.20 per week in National Insurance – 12% on £165 – £155. In the second job she will pay no National Insurance as her earnings in that job are less than £155 in the week.'

[mrswitzend64]

Hello again. I have taken a 14 hour a week job at £112 per week (before tax) as well as my 37 hour a week job. I've always paid full NI contributions in my full time job for nearly the last 34 years and get on avarage £520 a week before tax from the full time job. Do still pay NI contibutions on this 2nd part time job? Thanks for your answers so far too chaps.

[boxtops]

This is current advice, this might help http://taxaid.org.uk/guides/information/an-introduction-to-income-tax-national-insurance-and-tax-credits/national-insurance/national-insurance-for-employees-and-employers/national-insurance-with-more-than-one-job

[sunny-dave]

You will pay no NI on the part time job - unless it is with the same employer as your main job.

You will pay 20% tax on all the income from the part time job.

[mrswitzend64]

Thanks guys, You're great !! The link that The Corby Loon and Boxtops gave confirmed what you were all saying and was very easy to understand. Many thanks