On my iPhone 11 when I tap on contacts it comes up iCloud …contacts are there but it never said iCloud before always just said contacts anyone know what I have done and can get back to just contacts.
At a bit of a guess, but based upon reversing the actions mentioned here
https://support.apple.com/en-gb/guide/icloud/mm2e5b1c6686/1.0/icloud/1.0 ,
I'd suggest tapping each of the following in order:
Settings
[Your name]
iCloud
Show All [only necessary if your phone has been updated to iOS 16]
Turn Off Contacts