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TTT, since you posted a non-silly response I'll reply.
Firstly, the 90% refund was given on the terms of the EHIC; I wasn't refused help in France, and the doctor didn't even want to check my EHIC.
Secondly, you may have had a bad experience (whenever that was) and that has obviously made you feel bitter about the whole thing. But I think you need to put that behind you and move on. Lingering bitterness is not good for you and you shouldn't let it prejudice you against the system, which in my experience worked very well.