Quizzes & Puzzles5 mins ago
Car Damage
5 Answers
Hi, one of my neighbours popped round the other day to say his wife had witnessed my car being hit (and another car as well) whilst a car was doing a 3 point turn in our road a couple of weeks ago. There is damage to the paintwork on the left side near the bumper. He has given me the number plate details of the car that hit mine, and she is prepared to act as a witness.
Is it worth pursuing this (i.e are the insurance company likely to take someone's word for this), and do I go through my own insurance company, and would it potentially affect my own no claims (or put up the policy amount next year)?
Thanks for any advice, as I've never claimed anything in 30 years of motoring.
Is it worth pursuing this (i.e are the insurance company likely to take someone's word for this), and do I go through my own insurance company, and would it potentially affect my own no claims (or put up the policy amount next year)?
Thanks for any advice, as I've never claimed anything in 30 years of motoring.
Answers
Best Answer
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For more on marking an answer as the "Best Answer", please visit our FAQ.If you claim, your NCB will be affected, and your payments will go up. You have a good chance of winning, with a witness. Don't expect an easy ride, though. I claimed, in very similar circumstances, about 12 years ago. I had 2 witnesses, but the other driver's insurance company would not pay up until my company threatened to take them to court.