Ppi Reclaim

[Andyrory]

Just wondered if any one could point me in the right direction. I have had countless loans and credit cards over the last 20 years and was thinking about looking in to claiming back PPI. I dont have the time to approach every financial institute i've used as i cant remember most of them. so was hoping someone could recommend a good/reputable company who could help me out. TIA

[EDDIE51]

You need to write to each company you used and ask if you had ppi with them, they have to do the research and tell you.
Sorry but I don't think you can get a company to do it unless you can tell them which companies you used.
You could make up a standard letter and send it to as many companies as you can think of, you will get a lot of 'sorry not us' letters but perhaps a few 'hits' as well.

[Postdog]

Take a chance and ask one. Last one who contacted me reckoned they could help even though I had no contact details. High commission though with these firms.

[Buenchico]

No third party has any better chance of finding out who sold you PPI than you have yourself. Indeed, because of the Data Protection Act, it would probably be far harder (if not impossible) for them to do it than for you to do so.

You'll have to start digging out all of your old paperwork and then take it from there:
https://www.moneyadviceservice.org.uk/en/articles/reclaiming-payment-protection-insurance

[fiction-factory]

If you apply to check your credit record it should show all companies you have taken out loans with

[fiction-factory]

I'm not sure that having had a credit card/loan will mean you had PPI though- I certainly never had PPI and was rarely offered it or it was just a 'by the way are you interested...No thanks' type of offer

[EDDIE51]

You are lucky then f f. They used to refuse to accept you for a loan unless you took out the PPI.

[fiction-factory]

You are probably right, eddie. In my case my loans were either attached to my mortgage (eg for extension) or 0% credit card 'transfer funds to your bank ' offers so I suppose PPI didn't apply to those. If they had required PPi and I didn't think it was a good deal I'd have managed without the loan or shopped around for a better deal. I know some people felt obliged to take PPI as they were desperate for a loan but I've never understood how some loans were taken out without people realising there was PPi