no insurance

[joseph78]

hi,my son is 17 yrs old and he has a full bike license which he just recently passed.and he is still on provistional car and what happen is that we bought a car and i was with him (giving him a lesson) but we had no insurance and no L plates and a police officer stopped him,i was with him at the time and he give him a producer, so we went to police station and they said 'we are reporting you for no insurance and 'driving in accordance with a license and its bin 2 months now. but still havent heard anything can some 1 tell what is likely to happen to him and how long till the summons come through. thnks

[NORMANTHEDOG]

i hope they ban the both of you for 5 yrs,you are a complete danger to all other road users,and dont expect any nice replies to your question either,you should know better.its people like you that cost us legal motorists money

[Grunty]

As Norman barks, you won't get sympathy on this site for that sort of behaviour but that is not what you asked for. The police need to start procedings against you both within six months. You both stand to get points on your licence for both offences. Disqualification is at the discretion of the court.

[cyclone]

There is are more obvious questions here, hopefully joseph78 will be able to answer.

Why do learners drive without L plates? Everybody knows it's illegal.
Why do people drive without insurance? Everybody knows it's illegal.
And why is it so regularly done together?

I also know somebody who was driving without insurance shortly after passing his test, it just baffles me why people do it?
He would have been reported if I had full details for him but unfortunately it seems he got away with it as he is legal now.

[JudgeJ]

As Grunty says, you cannot breathe easily until six months have elapsed. It is unlikely that the police will forget about this, though these matters usually take some time to go through the due process.

You, personally, cannot be prosecuted for these offences, despite the fact that, in my view, you must be as much, if not more to blame for this than your son.

If prosecuted your son will be fined for both offences (areas differ, but he can expect something like �200 for No Insurance and �75 for driving otherwise in accordance with his provisional driving licence). Most importantly he will almost certainly receive the minimum of six points for No Insurance. This has a serious consequence for him. Being a �new driver� (having passed his test less than two years ago) his full bike licence will be revoked and he will revert to provisional status. This means a completely new bike test from scratch. The only way he can get round this is to ask the magistrates to impose a short ban instead of penalty points for No Insurance. (Ironically, receiving a disqualification does not automatically revoke a new driver�s provisional licence in the same way as 6 points does). There are two snags with this: firstly the magistrates are not very likely to do so; secondly, even if they do, they can still order your son to re-take his test after the ban anyway.

Life�s a bit hard sometimes, as I�m sure both you and your son will come to realise.

[lady_p_gold]

Sounds just like the 17 year old that hit my car head on when driving on the wrong side of the road and had no insurance, wrote off my car and nearly killed me in the process, no you won't get any sympathy on here. Seems like you are the one who should be having a lesson.

[Toureman]

I agree, nuff said!

[flip-flop]

I wish driving without insurance was treated as seriously as drink driving - this is a crime that people deliberately choose to do and therefore, I feel, they should be jailed. Uninsured drivers affect all of us. They are scum.

[hardykat]

this is a bit different to not being insured but i got caught speeding (114.7mph on a dual carriageway) because of the speed i was doing it had to go to court and it took about 4 months to get the court summons and because i already had 3 points on my licence they give me a 7 day ban and �110 fine this is because i told them i needed my licence to get to work and also because i was in my first 2 years of having my licence i couldnt get any more points cos i would lose it.
hope this helps

[joseph78]

would my son get banned and a license revoke? or will it just be 6 points and a revoke? and if he pleads that he need his bike license to get to work will they let him off? for example give him a ban instead of points?