How Do I Create A Personal Bank Account?

suziecreamcheese | 01:49 Thu 20th Jul 2017 | ChatterBank

24 Answers

My Mum has bequeathed me £100,000. I have only ever had a shared bank account with my titular `husband` who's had a proper partner for the last six years. He and I are `friends` and we still share a home and love of our (grown-up, independent) offspring. I'm 69.
How do I set up a new bank account in my OWN name, so that my parents' gift can be secured for me, my children, and no-one else?
Canna do on-line stuff.
I'd be most grateful for any advice. I had no idea...

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Maydup

Best Answer

Once you have opened the account and deposited the cheque consider two more things. As mentioned here, £85,000 is the max covered by any bank that goes under, so go into a building society and open an ISA savings account. Move £50,000 of it over to the ISA, next year after April, open another with a third establishment and move another £40,000 over. Leave...

23:15 Thu 20th Jul 2017

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Maydup

PS If you dont have one, get a divorce while you are at the solicitors!

jno

jj, it's possible that anyone of suzie's advanced age (and mine) will be required to take a teenager with her to the bank to promise she'll be shown how to operate the account online :-)

suziecreamcheese

Question Author

Something `lovely` would be peace of mind and a sense of security and autonomy, for once, in 47 years - the last seven of which I wish I could have back, in the knowledge...
I do intend to match the endowments `we` received from his parents' bequests, of course. Fair's fair. But this is so private.
Let's keep it under wraps? Don`t reply - untl I need you for crosswords. Belated best wishes, LiK - I think I failed there.

suziecreamcheese

Question Author

How well you tell the novice. `Best Answer` option? Never picked that before, so more engineering to return... seriously, thank you, everyone.

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