I Have No Mot Or Tax And Had A Crash

dougieball | 18:41 Thu 07th Sep 2017 | Law

42 Answers

i have had a crash, the fault of which i am unsure i would say 50/50 at a guess. as the title shows i had no mot or tax. i had my car booked in for an mot the day after. i was driving in the opposite direction of the mot facility when the crash happened.
i have insurance though not sure whether it is valid, also i have not got a clue who i am insured with so have no way of contacting them.
i asked the guy whether he could hold out on notifying the insurance companies until the day after, to which he agreed but after trying to contact him he is not answering his phone.
i am truly lost to what to do or how to go about the situation, any help would be much appreciated.
thanks

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Buenchico

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Driving without a valid MOT certificate CAN'T invalidate the '3rd party' element of an insurance policy. So the good news part of my post is that you CAN'T be prosecuted for driving without insurance. (The insurer MUST pay out in respect of any valid third party claim). The first part of the bad news is that, depending upon the wording of the policy, your...

19:05 Thu 07th Sep 2017

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dougieball

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also thanks davemano

Davemano

A pleasure - keep you nose clean.

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