Insurance

[rugbyaddict]

I own a mini, original. I've been told that if I join a Mini Owners Club, that will help lower my premium as it shows I'm interested in the preservation of the vehicle, and don't want to rag the testes off it.

Am I right?

[alan30]

We have been in owners clubs for MG and MR2 and both have saved us money on insurance premiums and given discounts with approved repairers and spare parts

[furrycheeky]

Being a member of an owners club will not give you a discount from any insurer, they usually have a company to recommend you use.

[muppeteer]

i work in a big brokers & it would not be taken into account. the computer works out the price automatically & does not even ask if you are a member of any clubs. i would say you could prob find a specialist insurer who would give a discount, but in general- no.

[naz_nomad]

If it was a classic car and you did limited mileage, then I think you can get it cheaper ...otherwise, no.

[wduk2005]

i,m a member of an sx owners club and there is 2 insurance companys who give you a 10% discount so i'm gonna go with yes, and even more likely as its an old mini

[wduk2005]

oh yeah forgot to say that it will have to be a specific insurer not just any one

[A Chill Wind]

I think the situation in general is that a lot of Owners Clubs will have their own recommended brokers which may or may not give you a better deal. Ask around - if there are any classic car shows near you then you may get a few pointers.

[Toureman]

I am a member of the Institute Of Advanced motorists, they practically guarantee lower insurance costs but when I asked for quotes from all the Ins companys who advertised in the IAM magazine they all came out higher than the Ins company I previously used!

Just shop around, Try...............

http://www.confused.com/pages/index.jsp?MediaC ode=100