Microsoft Charge

[tearinghair]

I've just seen a charge of £59.99 on my bank account for Microsoft. I have no idea what this is, except that I remember last year having to opt out of a regular charge. I haven't seen anything this year and I'm always careful to check for fraud. I may have deleted an email giving me the chance to opt out. 

Please could someone tell me what this is for, and whether I have any chance of getting a refund? It;s marked as a pending catd trandsction for today.

[barry1010]

My guess is 365.  Contact MS, don't access 365 

[tearinghair]

Thank you, Barry1010. It seems that I had stupidly left my subscription o a 'renew each year' basis. I think they should send a reminder in good time, though.