bank charges

[rodod23]

When reclaiming bank charges for going overdrawn etc.. can the bank blacklist you? or substantially change and or close your account with them? what other repercussions are connected with a claim of this nature? if any.

Thanks Regards Ian Jones

[bednobs]

yes they can close your account, or change the terms and conditions of banking with them, but then again, they could do that to anybody!

[nick49]

hi,
yeah they could close your account if they wanted too. go to www.consumeractiongroup.co.uk and you can find out all about it.

[dmj]

Having just recently reclaimed all of my charges I received a letter from my bank stating that whilst they wouldnt close my account if I continued to accrue charges they would give me a very basic account instead i.e no overdraft facility no switch card etc, it is very doubtfult they would close your account if you settle out of court, however I would agree to go on consumer action group website as this is very helpful and is where I used all the letter templates etc to start claiming.

hope this helps and good luck