My latest Barclaycard statement has a message telling me that in accordance with their responsible lending criteria they have withdrawn my facility to withdraw cash in the UK. Don't get me wrong, this doesn't bother me, just seems a bit odd, I am well within my limit, have no problems with them at all. Is it because I'm a customer who doesn't withdraw cash anyway, so don't pay their dreadful interest rates that they're doing this?
I do only pay the minimum amount every month, which is mentioned in the criteria you give a link to oneeyedvic
Bit over the top on their part though I think.