county court judgement

[artymum]

About 13 years ago got a CCJ against me , I have paid my �1 a month that the court ordered all this time without fail , Last week I recieved a letter from a firm of " solicitors" asking me for my finacial comings and goings and that I increase my payment and infering if I don't they'll take me to court again . Do I have to provide them with this information and can they take be back to court ?

[Ethel]

How much was the original debt for? You've paid around �150 in 13 years.

And how much are they asking for now in final settlement?

[artymum]

I still owe �1130 and thet aren't asking for a final settlment !

[Ethel]

Yes they can get the payment re-adjusted. Can't you just pay it off and have done with it?

[happyjo]

Hi

The CCJ will stay with you for as long as you are paying it off and for some years after.

If you increased the payment to � 25 Month, you would be clear in just under 4 years.

If you make a reasonable and substantially increased offer, they may look favourable on you and not haul you back to court for re-determination.

J

[themas]

If you don't give them the info they request they can apply to Court to vary the amount under the CCJ. You will then have to provide the same info to the Court (i.e. your income & outgoings) in order to justify to the Court that you cannot afford to increase your payments - or you would have to make an offer to increase them in line with what you can now afford.

So it is probably best to come to some arrangement with the solicitor for increased payments, unless your circumstances are still such that �1 per month is all you can afford. If that is the case, you should be able to convince them to go on accepting it without the need to go back to Court.