well sometimes I like to potter in the kitchen and sometimes I just want the result. I do find that the result from the breadmaker is more consistent but that might just be because I am a lousy cook lol.
I don't find that there is any cleaning really. I tip out the loaf, let the pan cool a bit and run water into it out of the tap, stand it for a while (30 mins or so) pull out the jiggler thingy from the bottom and wipe away the little bit of gunge from that and the pin, drain, dry and that's it.
I live in Hampshire and to buy a similar plain loaf of the same quality would cost me more (including the electricity cost to bake it but not including the cost of the machine or the journey by car to the bakers) If the bread is a speciality one (olive, sundried tomato, fruit etcet) then I save more by baking my own. This assumes from scratch and not a packet mix.
Mine makes a big loaf and I think the panasonic paddle is small, you get 6 to 8 unholed doorsteps and maybe one or two slices with a hole in if you slice the bread lying on its side.
If you slice the bread vertically rather than lying it on its side then the paddle will rpobably only mess up one slice in the middle