ChatterBank0 min ago
how 2 get cheap car insurance
10 Answers
i am 17 and have been quoted 2000 pound for my car insurance and it is rippin my funds apart how can i get it cheaper does anyone have any ideas i even said i was a woman 2 see the difference it was about 800 pound now that is wrong
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Yep your situation sounds very familiar to me. Few years ago when I was 17 I was in exactly the same situation. Best advice anyone can give regarding insurance premiums is to shop around. I know its time consuming but well worth it when you can save ���s. Try moneysupermarket.com - I have found this site very useful over the time.
What car are you looking to insure? Have you done the Pass Plus?
What car are you looking to insure? Have you done the Pass Plus?
I bought a VW Corrado a few years back and was quoted around �2000 for insurance (which was about the same as what i bought the car for!!).
Obviously, i wasnt too pleased about that, but managed to get it down to around the �800 mark with elephant.co.uk
If you cant get it cheaper, just do what most guys under 25 with a fancy car have to do - take it on the chin or get a different motor!
Obviously, i wasnt too pleased about that, but managed to get it down to around the �800 mark with elephant.co.uk
If you cant get it cheaper, just do what most guys under 25 with a fancy car have to do - take it on the chin or get a different motor!
shop around and if you can't get it any cheaper get the smallest (most boring car you can) until you build up a few years no claims and get a bit older then it's (slowly) starts to comes down
Or for ultimate cheap insurance
http://www.classic-pedalcars.co.uk/pedalcars/r etroracer_chrome_350.jpg
Or for ultimate cheap insurance
http://www.classic-pedalcars.co.uk/pedalcars/r etroracer_chrome_350.jpg
A Corrado is a coupe - this is one of the highest rated cars to insure, more so at your age - your best option is to buy a crappy little Fiesta - insurance will still be high, but likely to be half what you;re quoted now.
When you combine a Corrado with you being a 17 year old male, we automatically see an idiot wheelspinning in car parks - and without meaning to cause offence, this is generally correct - I've just had the misfortune to deal with (ie kick out) a claim where a 17 year old male has handbrake turned his Corsa GSi, overturning it, and breaking the bones of all his passenger - he is now liable for all the costs (running into tens of thousands of pounds).
Equally, if you insure the car through one of your parents, we now rate the police on the driver who is the biggest risk, and more insurers are doing this to avoid teenagers trying to avoid paying the insurance o na car that they, and they alone drive.
So if you insure this car with a 40 year old female (ie your mum), then the insurance company will go ''Hmm, a housewife with a sports car and her 17 year old son as a named driver - that'll still be �2000 becuase we're not stupid''.
When I started driving, I had a crap fiesta - took about 3 years to get my rates down
When you combine a Corrado with you being a 17 year old male, we automatically see an idiot wheelspinning in car parks - and without meaning to cause offence, this is generally correct - I've just had the misfortune to deal with (ie kick out) a claim where a 17 year old male has handbrake turned his Corsa GSi, overturning it, and breaking the bones of all his passenger - he is now liable for all the costs (running into tens of thousands of pounds).
Equally, if you insure the car through one of your parents, we now rate the police on the driver who is the biggest risk, and more insurers are doing this to avoid teenagers trying to avoid paying the insurance o na car that they, and they alone drive.
So if you insure this car with a 40 year old female (ie your mum), then the insurance company will go ''Hmm, a housewife with a sports car and her 17 year old son as a named driver - that'll still be �2000 becuase we're not stupid''.
When I started driving, I had a crap fiesta - took about 3 years to get my rates down
gouldc - if you are insinuating that i am / was a 17 year old wheelspinning in a car park, you are greatly mistaken.
The majority of 17 year olds cant afford to run a Corrado, let alone waste tyre tread like that!!
To tell you the truth, i dont think ive ever seen someone who looks younger than me driving a Corrado!
Oh and by the way, i was around 21 when i got my Corrado - old enough to appreciate a decent car, but not stupid enough to f*ck around with it like you state.
Then again, maybe you are speaking from experience!!
The majority of 17 year olds cant afford to run a Corrado, let alone waste tyre tread like that!!
To tell you the truth, i dont think ive ever seen someone who looks younger than me driving a Corrado!
Oh and by the way, i was around 21 when i got my Corrado - old enough to appreciate a decent car, but not stupid enough to f*ck around with it like you state.
Then again, maybe you are speaking from experience!!
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