in the red..

[hanhol]

is anyone else fed up being in the red? everymonth we try to get out of it and although we get the balance down a bit we can never manage to clear it completely....at times ive walked rather than driven just to save money! ..
i hate this credit crunch !!!!

[leyenda_tres]

Its all about budgetting

i only spend what i have.�
no tick no credit no loans
nothing like that


its difficult but after a few months you get into a routine

its not easy , nothing is tho.

[raysparx1]

Better get used to it, it won't go overnight, the bubble had to burst at some time, the only thing that will come down in price again for a while is property.

[bobtheturkey]

never had a loan, never had a credit card, never will

[knobynonuts]

I'm one of the lucky ones my incomings always exceed my outgoings by quite a lot

[hanhol]

dont have a credit card or a loan!!!!!!!!!