no motor insurance

[nasirjones]

Hi there to anyone that could kindly offer me advice. I was stopped by police the other day who told me i was not insured on the car i was driving, i thought i was as i'm an additional driver on the policy as my father is the main policy holder, so they asked me to produce my documents at a station within 7 days. When i returned home i checked my paperwork and realised that the policy had run out exactly 1 day and 1 hour from when I was stopped and i renewed the policy straight away, It was a genuine mistake but i know not knowing is not an excuse. Having a license is very important to me as i rely on my car to use it for work for my 2 jobs i have, my family depend on me to pay for the house rent on top of that my father has recently suffered a heart attack which he relies on me to take him to regular appointments, i have had my license for just under less then 2 years, do my points have ne value as mitigating circumstances. please help me

[Ethel]

You haven't been banned yet, or had your licence revoked - you haven't been found guilty of anything yet

[kent18]

I have posted this on another person who's insurance had just run out,eventhough the certificate had run out some insurance providers would still considder you to be on cover for 14 days after the expirery date as long as you intended to renew with them.Just because the expirery of the cartificate date had past the insurance company may still be covering you if this is the case you were not driving without insurance.Ask the insurance company if they have this policy to give 14 days grace to renew.if they have you were covered by insurance and cant be done for driving without insurance.

[kent18]

maybee the police let you drive because they know the insurance company may still cover you for 14 days after the expirey of the certificate.