Hi very interesting answers, something like this happened to me a few years ago, At the time it was said 50/50 I said no, I fought the case & won. HOW note the time of the accident, a witness & their name, the weather conditions, try to find out the time she left her home (This is important) to the "TIME" that the accident happened, In other words if she had been travelling at the correct speed she would not have been in that area of the time of the accident, does this make sense MEL?