Is this right?

[smitchell371]

Do i still have to pay? a finance contract that pre paid for a course that i dont want, never wanted and have still not attended a single minute. The course has been kept open indefinately so that i don't get a refund, as well as the contract is covered by the financial distance marketing act and the timeshare act. The contract is also not clearly set out. please help.

[CheekyChops]

Why did you sign a contract for something that you never wanted in the first place? When did you sign?

[buildersmate]

The Acts that you quote generally enable you to a 14 day cooling off period. So unless you decided you 'never wanted it' within the 14 period of the time you signed up as apparently wanting it, then there is nothing doing for you on that score.
Both Acts come under the auspices of the FSA. If you have a complaint that the contracts were not set out according to the requirements of the ACT, complain to them.
Bt the way, what is the link between 'purchasing a training course' and 'timeshare'?

[factor-fiction]

Can you give us more info on the circumstances/

[smitchell371]

I tried to cancel with the course company within the 7 days limit by letter but the letter went to an appeals panel (why?) and my personnel reasons were not good enough hence the course being open indefinately. I then wrote to the finance company and heard nothing for a year.The contract states that it is not cancellable at all (no mention of a cooling off period) and this info was not given to me at the time of signing and as i read through it later i still couldnt work it out. I was told that it was because it was signed off premises and then told a year later it was non-cancellable at all.

[buildersmate]

Then try complaining to the FSA.
You may well now be out of time.