I read your question with interest istherehelp. My husband and I have found ourselves in court and although not bankrupts, we were not able to afford the mega bucks that are charged for legal help. We went to court by ourselves and won both times.
If you would like, my questions pertaining to these cases can be found in "Law, Civil" and the dates are 10th Feb 2010 and 12th & 13th Feb 2009, under chrissa1.
We found that the judge bent over backwards to help us and although it took a lot of groundwork, it was worth it. Obviously, I don't know the circumstances of your case but I would say, all is not lost and give it a go. If I can be of any further help, feel free to let me know. Good Luck. Chrissa1