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d1sk1d | 00:33 Tue 27th Dec 2011 | Insurance
29 Answers
hi
my mother is fully comp on her vehicle at the moment. I just wanted to know if i were to drive her vehicle with her in the car would I be legal as a driver (i have got a full UK licence)
please help
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hee hee, hijack the post eh.......

Nothing to say regarding the post except what people are telling you is correct. You need to be a named driver.
it's still there. I remember when it was built! and I was chased through there by a nutter once when I had to do a home visit from work.

what an eyesore! they've built 100's of new flats near the Aerodrome roundabout, mainly for Middx uni students.

horrible place :o/
learner drivers must have their own insurance... so its irrelevant
joko, a provisional licence holder can be a named driver on someone elses policy, as long as it is stated that the driver has only a provisional licence.
So it is not true to say a learner must have their own insurance.
My son is a learner and he is named on my insurance .(cost £800 extra on the policy though)
Are you under 25? Some insurers won't cover drivers under 25.
She needs to ring to get a quote to add you to her insurance (likely to be expensive). She may be able to add you for a short period
d1sk1d, I'd accept that you can not drive your mother's car, whether she's in it or not, unless:

She has you as a named driver on her insurance

OR

You have a policy on your own car that gives you the right to drive any other vehicle with the owner's permission. (Be very careful with this - it used to be the case that any FC policy gave this cover - that's not the case any more, you have to check the small print). In any event, as Eddie has said, that's only 3rd party cover.

I can't think of any other way in which you'd be legal. Ignore what you've been told about learner drivers. Again, as Eddie says, that is total hogwash where insurance is concerned.
-- answer removed --
eddie, yes thats kind of what i meant - that the learner must be insured properly...
Of course it can get even more complicated.

I am a named driver on my fathers insurance (automatic car licence) should any emergency happen. But he would not be able to add himself to my insurance (manual car licence).

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