I wouldnt have signed up. Five years ago today I joined Answerbank. I have wasted hundreds of hours on here. Seriously though I have enjoyed most of it except the odd occasion when someone picks a fight for no good reason.
Can you still have the life you have?
For instance had I worked harder at school could I still have my children
Actually I dont think I would change anything really
Rowan - the opposite is true for us - we would have saved LESS and spent more ......... all our frugalness (nice word!) has not paid off, neither of us work now through redundancy and OH is not old enough for state pension yet, so we can't claim benefits as we have just over the limit in savings which we are having to live off.