House Deeds

[quincydavis]

if a house is bought in joint names husband and wife then one dies do the deeds need to be changed to just the surviving partner

[welbeck99]

It depends, if the house is bought as beneficial joint tenants, as is usual, it passes to thge survivor automatically

[woofgang]

Actually yes In my experience the land registry will need updating as they are not informed of the death of one of the owners.
Welbeck may be confused, The OWNERSHIP passes automatically but the RECORD of OWNERSHIP doesn't.
http://www.landregistry.gov.uk/public/faqs/what-do-i-do-when-a-property-owner-dies
I had to do a DJP

[GlenB]

Pardon my ignorance, but what's a DJP?

[woofgang]

its the form you ned to complete, Death of Joint Proprietor

[kat-kin]

My ex hubby agreed to sign the marital home over to me during our divorce but there was a delay as 2 charges showed up on the Land Register due to the Halifax failing to remove those charges in the 1st place. My ex and me had to re sign to put the house in my name 2 months ago. Since then I've had one letter from my solicitor saying she'll be in touch when she hears anything. I can't get hold of her as she's now on sick leave.Im waiting to put the house on the market but can't due to the hold up. Does anyone know what the next steps are after a client signs for the home? it was in my ex's name if that helps and possibly still is for all I know. TIA.

[murraymints]

A disposition can be equally and survivor.....ie when one goes the property becomes property of surviving named person....check your deeds....it's in what's known as the destination clause....that's what we have...

[murraymints]

Kat...your ex will require a disposition of the property.... either of the whole property or his half pro indiviso share..depends on how your property is registered...look on your deeds...to be signed and recorded in land registry...

[kat-kin]

Thanks for your help MM, My solicitor has the deeds so I can't check anything on there until she comes back to work. I've just read up about disposition and it's making more sense to me now so thanks for that.

[Valmave]

The answer is just no. Regardless of whether the property is registered or not, all that needs to be done is to put a copy of the death certificate with the title deeds. A Death of JP application would avoid any LR notices being sent to the deceased but is not absolutely necessary.

[woofgang]

murray, you can see your deeds on the LR website.

[Peter Pedant]

My father;s house was bought in 1960.
and he died in 1975 and we didnt bring things up to date until we sold it on the event of my mother's death in 1995.

No one seemed to mind