EverClean Member Profile in The AnswerBank

Consolidating

I have about ?10k in credit card.overdraft/loan debts. Would the sensible thing to do be to consolidate them to my mortgage? I owe ?73,000, have had my mortgage for 4 years, and am currently tied in...

Priesty

Obtaining a mortgage after a prison sentence

I think I know the answer, but I'm struggling to find a lender who will accept someone who had a 3 years sentence in 1998 for tax evasion. Is it possible or should a write this one off?

Beanmistriss

A child on your credit card

Theresd abloke atmy work whos a total fantasist and whose life seems to consist of just telling lies which are pointless. He reckons for christmas him and his wife had their 13 year old son named as a...

Gembo

Mortgage and Job

I am currently looking for my first house that im buying with my partner and we have a mortgage offer in principle. However I want to change my job. What happens with this? Can i change my job now and...

EverClean

What are roof bars?

I have a Renault Megane and I'm looking for a roof rack. Eveywhere I look on the internet they are advertsied as roof bars and they look exactly that - a couple of bars. How do they work? What else do...

tichy316

champios league

there are 3 european cities that have 3 different club teams that have played in the champions league name the cities and the clubs

JanineG

Rental Income

Can rental income be taken into account in calculating the amount available for a mortgage on a separate property? My partner and I live in my house, and he has his own house which is currently...

maxiewaxie

finding work as a mortgage broker without experience.

My son has just passed Cemap 1 2 and 3 and has an excellent record in sales but no mortgage selling experience. Does anybody know any good companies that would offer training? many thanks

maxiewaxie

finding a mortgage broker job.

Does anyone know any companies likely to take on a mortgage adviser and give experience. My son has just passed Cemap 1.2 and 3 and excellent sales record but no experience of selling mortgages. He...

jaycee401

mortgage fraud

what is the penalty for committing mortgage fraud and who should it be reported to?

harv99

Mortgage for part owner?

I own my house worth about 200K and have a 100K mortgage outstanding. My partner has moved in and we have agreed that she will pay 50K and acquire a quarter share of the house. We will have the house...

joeninty90

blacklisted

move to new home which was reposesed how can i find out if blacklisted pls

acdm

Notice

In what cases can an employer refuse to accept my notice?

laurence2

Sunderland

Apparently, Sunderland put their bad start to the season down to their ''ABBA Soundtrack'' in the dressing room according to Graham Kavanagh. Have any other clubs, players or managers had poor excuses...

swag72

Mortgages and a 65% LTV

If you are borrowing 65% or less of your LTV rate for a mortgage, do lenders still take your debts into account?

joko

bad credit - how long before its clear again?

how long is your credit bad for? assuming you clear the debt, how long must you wait? and what evidence of it is left thanks

Addy Boy 88

How can i get my team to remeber quality on calls

How can i get my team to remeber quality on calls in a contact centre enviroment many forget to offer future help or thank the customer for holding and even forget to use the cusomers name. Any...

TomTom

exchange rate?

Hi can anyone give me any information on the exchange rate (pounds/US dollars) Im going to america next april. I have been hearing that the rate is very close to 2, but when I went to the post office...

thedelbwa

Soccer AM

Boston Goals....the funniest thing on Soccer AM. Discuss

squirtle

Independent off licence

Mt sisters Father in law has just purchased an empty shop with the intentions of turning it into an off licence. Are there any alcohol suppliers out there who will supply to independent off licences?...

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