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consumer credit licence

what is the situation with the office of fair trading and the granting of a consumer credit licence, in connection with someone who has an iva (individual voluntary arrangement with debts).Do they...

si poplar

in 1989 i took out a ?37500 endowment mortgage which attracted a ?586.25 loan fee (added to the mortgage). in 1999 i changed mortgage lender, borrowing ?38000 , this attracted a loan fee of ?600 also...

theshedman

PPI or LPI Insurance

Hi, can anyone tell me if this insurance is right for me. I am disabled so cannot work and my wife is not working as she looks after me. We took out a loan and were told to take out LPI with it. We...

plowter

Recurring Payment Authority

Someone told me that there's something called a recurring payment authority in addition to the more usual direct debits and standing orders. What's the difference between an RPA and a DD? How can a...

springbulb81

no insurance

I was recently stopped on the road doing 80mph in a 30 zone. I have no insurance, tax or M.O.T. I passed my test 6 moths ago and bought a cheap car but could not afford to buy any of these things. I...

SteveD

Invesco

My wife and I have a small investment in Emerging Markets with Invesco, Dublin. We have had this since 1994. We have just received letters from Invesco requesting documentary evidence proving that we...

druiaghtagh

Interview techniques

After taking early retirement on Oct 26 i will have an interview for a job on same day at a major supermarket. I have not had an interview ever. What if im asked why i want job, what do i know about...

filthiestfis

repaying overdraft with a loan

I have just received a loan from my bank to cover my overdraft facility with them which was attracting a huge amount of interest, however, Im unsure of what I should do with the overdraft. Should I...

pedigreechum

Short Term Direction For The FTSE?

Where do you think the FTSE will be heading in the next couple of weeks?

earth mother

disciplinary hearing procedures

have a friend who has recently been dismissed from her job could anyone tell me if she should have signed the minutes of her disciplinary hearing many thanks in anticipation

pedro1888

health at work

i have type 2 diabetes,and on insulin.i am coming up for 50 and work as hard as i can.my supervisor says my production should be higher.i dont no if i can improve as already feel at my max.threatened...

dontknowwhat

Best option

What would be my best option for a loan or mortgage max ?20.000 to buy my council house. I would hope to repay finance within 12years longest.

sillygal80

I've been a bit stupid!

Basically, i went for a job interview and I was asked about a temporary job I held about 4 years ago. On my CV I was quite vague and simply put the date down as 'Spring 03' even though i was only in...

bonzo123

iva and the appointed representative

Can someone who recently entered into an individual voluntary arrangemment with creditors,and has maintained payments for 1 year, become an appointed representative of a network company specializing...

danroll

Partners adverse credit

if my partner has adverse credit and i take out a mortgage with her. will i 'inherit' her bad credit?

herbie

tenon dept solutions formally unity dept solutions

Any one had dealings with the above companys? good or bad unfortuanatly have got to enter into an I V A have had advice from these and Pay Plan dont know which one to go with its just that the above...

Nashreen

alexander hall

does any body know much about them i.e competitors etc. website isn't that helpful

indieanna86

Agencies

This is more of a rant than a question but I really need to get it off my chest! Why does it seem that 99% of recruitment agencies are a bit rubbish?? I have an interview tomorrow morning. My agency...

vicars

Allowable interest to offset rental income

Hi, here is the scenario: I own a property with no mortgage that I live in. I bought it origonally for ?50,000 and had a ?40,000 mortgage. I now want to buy another property (for ?100k) to move into...

DONNA1458

commercial mortgage

what is a commercial mortgage looking to buy a business but only need to borrow max 10 - 15 thousand would it be better to get a personal loan?

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