themas Member Profile in The AnswerBank

Previous house owners had serious debt - bailiffs threatened

My partner and I have just recently (Feb 06) purchased a new house and since moving in we have been faithfully returning all post addressed to the previous occupants to sender. When we purchased the...

Compostella

Validity of a Bulgarian marriage

I have a friend who is questioning the validity of his Bulgarian marriage. Things have gone wrong and he wants to protect himself financially. There is a child involved which was born here and they...

pattylou

early retirement

if i was to take early retirement now( 2 years to retirement age) and will recieve a very small works pension monthly,would there be any benefits i could claim?

trace111

re:seperation

my husband has run off to a new country with a foreign woman. he is in debt with is credit cards, finding out that he has built 84 flats he is going to rent out where do i stand within my rights on...

Mike551

Joint bank account with single access?

Is it possible to have some sort of joint account that only I can access until I allow the other party access or on my death? I would like to set up an arrangement where my wife has immediate funds...

mauvepetunia

house deeds

My name is on the deeds to my mothers house (and have been there for 21years) Fifty/fifty share. She is soon going to sell it and go into sheltered housing. When the legalities are complete will the...

johnizere

I don't want to keep it under the mattress!

where can I bank money where the government can't get their hands on it? ie to avoid getting caught in the over the limit trap for claiming benefits etc....someone told me to bank in Ireland (I live...

mollymoo

no maintenance charge on a flat?

Hi I am thinking of buying a flat but it has no maintenance charges....does this mean that if anything goes wrong we all ahev to suddenly find the money to fix it...is this a bad thing to do buy a...

crash-dummy

I am being asked for a repayment for money I lent

I hope you may be able to give some advice my brother became bankrupt recently after struggling with paying bills after he became ill with ms. he borrowed from me over a periond of a year or so to...

Emma007

How much to take husbands name off the mortgage? Idiots Guide please!

After a recent split with my husband we ahve both agreed to put the house in my name only. What is the cheapest way of doing this and how do I go about it please?

smythsan

bankrupsy

iam in a lot of debt and was wondering if i go bankrupt would my husband be liable to pay the debt even thoe its not in his name (could they look to him to pay it) thanks

mintcoaches

deeds

i have been divorced for seven months and my ex husband agreed that i could stay in the marital home as we have two children aged 19 and 14. he does not pay any maintinence as he packed his job in so...

hellokitty74

financial settlement

my partner has recently divorced although finances are yet to be settled. we have written to his ex's solicitor to imform them that bankruptcy is iminent if she maintains her stand of not selling the...

Tamarindos

house sale

We had an extension built in 1981 without planning permission or consent. we are about to sell our house ,the extension is still in excellent order. what must we do to rectify this before our house is...

caz247

money

my bank account has been frozen due to bankruptcy, i am off work long term and behind with the mortgage but cannot set up a payment plan for this due to my acc being frozen.I am in receipt of S.S.P at...

lady_p_gold

House Exchange

My parents want to exchange their house with someone who has a bungalow which is worth about ?50k less. Can they do some sort of 'exchange' whereby my parents just give them ?50k and do all the...

Chockywocky

Pre 1988 Endowment Mortgage Shortfall

Does anyone know if there is any recourse when you have been mis-sold a mortgage endowment policy before 1988. The current legislation, protecting mortgage endowment policy holders from mis-selling,...

ritabrian

one payment

i would like to get a loan to pay off all my debts and just pay one lump sum out that i can afford i am a council tenant with both partners in full time jobs can i be advised on a good honest company...

Mallaig

Inheritance

If a person was left a sum of money but did not wish to accept it, could they reasign it to another party without incurring any tax liability?