themas Member Profile in The AnswerBank

Landlords

I need a few pointers about building unsound structure. I rent privately a flat which is nice apart from the windows, still single pane and metal framed. One of them has managed to start falling from...

Connemmara

investing some money

well as I told you a few weeks ago I am going to have some policies matured in June and was advised to go to moneyexpertcom which I did do but I am looking for higher rate. However browsing I came...

madjohnny

Debt responsability, if my partner/spouse was in debt, could the debt collector go after assets that only belong to me?

Basically, I buy a house in my name cash, my spouse has a house with a mortgage, if the mortgage defaults and there isnt enough equity to pay off the amount owed could they go after selling my...

La Diva

How do I stop Direct Debits being taken from my account?

A company I once gave my sort and account number to now claims that this entitles them to setting up an annual direct debit - even though I was not aware they would take it EVERY YEAR. They've...

jo35

i have a loan and the company are going bust. they keep ringing saying i have to pay all the outstanding loan in one go is this true

clairebear76

Will I get Order of Sale?

i jointly own property with my ex that i left 4 yrs ago due to violence, he has run up arrears on mortgage and secured loan of over £5500 and there is already a possession order held by the...

jaferboy

mortgage

hii could you pls tell me?? my house is on my wife name and i m in dept very big style only option for me to do bankrupt if i bankrupt my name even house is on my wife name will my bankrupt gonna...

GypsyGSD

bankrupcy/ house

If i was go bankrupt would I have to sell my house that has no equity x thanks gypsy

M1969

Parkin Fine from Private Company

Please help advise how do i stand. I parked on a road late at night (it was dark) when I returned the following day I had a penalty notice stuck to my car window. The charge was that I had parked in a...

danroll

Flexible Working Revoked

hi, around 8 months ago my wifes employer agreed to a flexible working pattern whereby she could work a permenant 8am-4pm shift (as opposed to the 8-4,9-5,10-6 weekly rota she was on) to allow her to...

charles76666

prosecuted for possessing items already reported to police

I was prosecuted for possession of illegal items by the CPS due to arrest by a police force. However the items I was prosecuted for possessing I had already reported to another police force and had...

societyplace

fraudster ex faces jail and owes me thousands...please help

Long Story: My ex and I had a contract regarding our house which was in his name only, clearly stating that I gave him £XX,000 FOR A 50% SHARE IN THE EQUITY IN 2004. We have been apart for over...

Meg888

Fine from HMCS/DVLA

We sold a vehicle two years ago, sent in the notification of a new keeper off to DVLA. We moved house shortly later then last year we received (as we had mail redirection in place for a few months) a...

BlunderBus01

Leasehold- Clause on Register

Could someone explain to me as simply and clearly as possible the meaning and effect of the clause below in the Register of Title. I am quite confused! Many thanks. “There are excepted from the...

wolfmanjak

Discharged Bankruptcy advice

I was declared bankrupt in 2004 and discharged in 2005. I recently viewed my credit file and was surprised to see that 3 of the lenders ( banks ) are still reporting the debts as a default each month...

Rod Serling

Bankruptcy Search

When a Solicitor does a bankruptcy search, and he checks The Gazette, how far back does his checks go? I.e. if somebody was bankrupt in 1999 and discharged in 2002, does this still appear on The...

67kazzie

Employment Law-Tribunal

Hi, i have been working for a charity / community development trust for over 4 years now, i started working there in December 2005 as a part time administrator / receptionist.. The organisation is...

sanamber

can i contest a personnal guarantee for a business loan my ex-husband took out for his business. i apparently signed this but was unaware of what i signed and the implications. my home has been repossessed as the bank took a charging order on it

bayobello

Can Object to Order of Sale

We have been divorced for over 5 years and we have a property we jointly owned. My ex has always been distant from any thing to with house I have been paying mortgage alone. About 2 months ago I...

PurpleParis

Life Assurance

Could someone please tell me who gets the money when a 'with profits policy' matures.The letter is addressed to the adult son but under 'life assured' it has his mothers name? The accompanying letter...

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