Business & Finance Questions and Answers in The AnswerBank

Old Mortgage

If a mortgage is 15 years old and no repayments have been made to the account in that time and the lender has only now noticed, can they chase us for it, it is only ?20,000, but I assumed it would...

lauratee

Debt Managements Plans & Mortgages

Has anyone out there on a DMP ever managed to obtain a mortgage? If so which lender provides such a service? I know my credit rating is bad but I still have to pay rent each month and would rather be...

Andy008

Foreign call centres

Does anyone know if there are any banks/major financial institutions in this country that still operate UK call centres? Thanks.

royboy

Payed up mortgage

I've managed to redeem my mortgage 12 years early, should I stop the life insurance or continue paying it ? Thankyou.

bigwad

Divorce help

For a number of years I have lived with my wife, who has a drink problem, she (and I) have tried to address this in a number of ways in the past. But I now can't cope any longer and I want out,...

bluedog

debit cards

How soon after making a large deposit in my account can I use my debit card to buy a car. I know it takes three working days for the cheque to clear.

sunflower71

Ebay - selling an item

Anyone know any statistics about when the best time to end your listing ie, is the best selling day a Sunday? mrning or evening? etc TIA

arthur lonsd

taper effect Capital Gains

How does the Taper Effect work on the amount of Capital Gains Tax

Janbuck

Pension

Can someone help please with this question? My husband is currently receiving Incapacity Benefit, he also gets the Mobility component of the Disbility Allowance for our car. I work part-time (19 hours...

gammaray

Bankers

Is anyone aware of any (serious and non threatning) way I can pursuade my bank to give me a cash point card that I can use in any cash point machine, not just those operated by the bank? I have a cash...

Oh Dear

Budget-car tax...

Does anyone know how they will calculate the omissions to find who will pay the ?300-?400 car tax...When does it start?

informashun

why are pensioners happy with the budget?

listening to the media every oap i saw/heard said it was a good budget for them. the removal of the 10%lower rate means that those having an income of less than ?18.500 will pay more tax. the motto;...

loza

Tenancy

My daughter owes 700 hundred pounds to her landlady. But unfortunately has recently lost her job. She is moving out now asap but was willing to pay the money back. The landlady currently has 350...

ruffdoggydog

Synthetic GICs

What is a synthetic GIC and how is accounted for under US accounting rules

K99

min wage

what is the min wage?

bluespinx

Question about jobseekers allowance.

Hello, Just need a bit of advice really. I've been told that i can claim contribution based jobseekers allowance. I have a partner who earns ?21k and i also have a 20 month old son and im also...

lordster

financing a business

I am currently the head chef of a large hotel and feel that i can't go any further in my career unless i set up my own business. Unfortunately, due to me being stupid with money earlier in my life i...

biexue220

finance

criteria/sources of loan. a colleague has decided to borrow $200000 to invest in shares. what is the criteria he should use in arranging the funds, and what is the best source of funds?