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Personal Finance Questions and Answers in The AnswerBank
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Personal Finance

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Tarser
I have a joint bank account with my wife. She is soon going to start her own business and she has neither a passport nor a driver's licence. These seems to be the only IDs that banks will accept. So,...
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has
Good afternoon, I need someone to explain to me what I'm doing wrong when I calculate the following savings interest rate. This account is a Digital Regular Saver account provided by NatWest, but all...
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Canary42
I have just been checking my PayPal account. I discovered to my alarm that for a number of Companies I have recently bought from, my PayPal record shows approval for any future payments. I have never...
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barney15c
On a sum of £70000 - how much tax would have to be paid? First £30000 is tax free, but do you pay 20% on £30001 - £50271 and then 40% on £50272 - £70000. Or do you pay 40% on £30001 - £70000?...
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rogerab
Hi, I hope someone can advise please. With the new threshold for paying National Insurance rising to £12,750 what happens to your entitlement for a full state pension if you are earning less than...
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xud
Hi all, I am wanting to reeceive a payment from USA. I sent my name, account number and sort code. I got a reply saying that they need IBAN or SWIFT numbers. How do I get those? Rgds Michael....
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sandra4444
Had notification of my pension rise. It will just about cover (half) of my fuel bill increase. Well for now anyhow. :(
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bond
If £15000 invested in year 2000 is worth £100000 in 2020, what is the average interest rate earned per year (ie the increase of £85000 over 20 years), and what is the formula in MS Excel? Many thanks....
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pussyfoot
Hi, I want to buy a used car online, if I paid for half of it via credit card and the rest from a debit account will the credit card cover all of it or just the half I've paid via the credit card....
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muskox
Want credit card with rewards but must be based in the UK. (Am fed up with call centres based abroad)
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teacake44
Have you ever begrudged paying for a professional services. Was it in your view expensive? and did you bother to get some sort of a quote before hand.
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feebee102
Hi I wonder if anyone could help me regarding inheritance and job seekers allowance. I’ve tried googling and keep getting conflicting answers. My question is I have inherited some money from the sale...
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emmie
does anyone know why it takes so long to get refunds from say an item one bought, i mean when you buy goods on line the money is taken out instantly.. im due refunds from several outlets one has a...
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cleoval
Can anyone recommend a Government regulated Bank best for investing 1 million pounds for a relative.? She wants an account that pays good interest.Not interested in stocks and shares.
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cleoval
Hi my Cousin has been gifted 2 million pounds.Will she have to pay tax as she doesn't work and how much would she pay.? She will of course end her benefits.
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Ric.ror
If I had a C&I 25 year mortgage of £60k with a fixed rate of 4.1% for the first 5 years would be what amount after 2 years of payment Also how much if an overpayment of 10% per month in excess of the...
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Ric.ror
Matt wants to buy a boat to live on. He’s decided to borrow £25k over 5 years. What would be the best way to finance this and are there specific loans for this type of venture Cheers in advance...
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Tilly2
I received my State Pension today but it's the same amount as last month and the month before that. Any clues, please?...
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Ric.ror
How much would I get?
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Ric.ror
I have a not impressive credit rating - I don’t know why as I have no debts - one late payment in 2017 Should I get a credit card just to bump my figures up? I’ve no intention of using it...

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