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Personal Finance Questions and Answers in The AnswerBank
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Personal Finance

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SparklyKid
Contract ends 31st March. Two tariffs on offer. Net Flex. No end date and variable, prices may go up or down. Next online V4. Fix your prices ??? Any advice out there as to which one would be best....
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Palustris
How long does it take for a sum spent with a Credit/Debit card to show up on ones account?
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SparklyKid
On the first of every month I add to my private pension how many weekly state pensions will we get. From that total I deduct 1/12 of what my yearly bills will be. Then 1/3 of my expected lecy bill,...
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Tilly2
Can anyone explain to me how it is that our holdings have increased by 10% since March? Having checked today, we were expecting them to have fallen sharply. Perhaps I don't understand how it all...
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Ric.ror
I am thinking of getting a B2L mortgage. Would I be better with a brooker who charges a fee or one who works on a commission from the lender? I suspect that the latter will advise on the mortgage...
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malagabob
Had an email off Halifax, offering a balance and money transfer both at 4.9% pa for 48 months 0% fee. Is this a normal 0% balance transfer. I’ve normally paid a 2 or 4% fee depending length of term....
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cleobella1
hi if u had a debt relief order can you have another one later,? thanks.
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brainiac
Has anybody on AB gone through with equity release? There are plenty of websites about it, and I know there are two main ways to do it, but I've read many negative articles in many newspapers that...
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catsrcool
I have had lots of problems with EON in the pas suddenly increasing the amount taken by Direct Debit. So I cancelled the DD and then filled in a paper DD with a fixed amount of £120 today they have...
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smiley1
Does anyone know how you close a paypal account where the accountholder is deceased? Thanks...
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cleoval
Hi 2 years ago I had money problems not helped by my bipolar.I was given a Debt relief order which really helped but unfortunately the citizens advice advisor forgot to include 250.00 pounds. I am...
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Tilly2
Has anyone encountered this situation? We put in a PPI claim, before the deadline, to GMAC. UK who provided loans for us for our new Vauxhall cars from the 1980's onwards. The response from GMAC, now...
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Ric.ror
How can my colleague fund a canal boat to live on? He cannot get a mortgage or personal loan from his bank - they don't do boat mortgages and a personal loan needs to be paid over 7 years and he wants...
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brainiac
The deadline for lodging a claim for PPI misselling is tomorrow, and having heard Martin Lewis on the radio today saying that just sending a query counts as starting a claim, I've just filled out a...
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cleoval
Hi , in the 90's I had a large overdraft with the bank HSBC. I am no longer with them and do not know my account number.I read somewhere I could claim money back through pip. Is this correct and if it...
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Ric.ror
If I get a B2L mortgage and then decide to live in it myself will I need to apply for another mortgage TIA...
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Alan1
I am 55 next year and have a pension forcast of about 1500 per annum. I want to take a lump sum of the whole amount. Any ideas ?
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PurpleParis
I should be inheriting some money before too long. I have about £65,000 left on my repayment mortgage, probably about 15 years. I think the money will be enough to pay off the mortgage, should I do...
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malagabob
I have a principality savings account which I’ve had since before 18 so it’s classed as a child’s account. However I am now 23 and don’t have any contact with my mother and I cannot access my...
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Ric.ror
If an account pays 4% per annum on £10,000 how much would that be per month bearing in mind they make payments twice a year Thanks for the help on the obvious but I have a cold and I’m light headed...

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