i will turn 66 at the end of the year, and qualify for state pension, do you have to be on a low income to get Pension Credit, how does it work... anyone help would be much appreciated
A find gov.uk is good for these. Also age.uk https://www.gov.uk/pension-credit-calculator Or here if you want it in a proper language https://www.gov.uk/credyd-pensiwn It top's income up from your state pension to £173.75 if your single. Savings can effect it tho.
Roughly, if you receive a private pension of £60pw or higher, on top of your state pension, it's unlikely you'll get Pension Credit. As already mentioned, any savings grouped together from all sources, could affect your entitlement.
i was told by the customer agent, or whatever they call themselves that i do qualify for pension credit. but she couldn't tell me how much, not that i am worried, just that i have to get the paperwork into them, bank statements and proof of my small standard life pension, which i have.
I think I'm right in saying that if you have a works pension you don't get the full guaranteed Pension Credit, but a percentage of it. You can have up to £10,000 in savings and you may get help with other things like glasses, dentist, etc. It will all be in the information leaflet they send to you. They add your state pension to your works pension and then work out how much PC you are entitled to.Good luck with your application.
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