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How Does One Qualify For Pension Credit in The AnswerBank: Business & Finance
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How Does One Qualify For Pension Credit

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emmie | 04:58 Wed 14th Oct 2020 | Business & Finance
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i will turn 66 at the end of the year, and qualify for state pension, do you have to be on a low income to get Pension Credit, how does it work... anyone help would be much appreciated
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A find gov.uk is good for these. Also age.uk https://www.gov.uk/pension-credit-calculator Or here if you want it in a proper language https://www.gov.uk/credyd-pensiwn It top's income up from your state pension to £173.75 if your single. Savings can effect it tho.
05:52 Wed 14th Oct 2020
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i could phone them, but thought would get others experience first hand before contacting them, which isn't easy in this covid atmosphere.
I don't know the figures but if you get more than just the state pension you probably won't qualify. If you google pension credit there is a calculator which tells you how much you are likely to get or not.
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thanks Jack, thought someone could give advice from their own experiences.
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i currently get PIP which means i am still only on a lowish income..
A find gov.uk is good for these. Also age.uk
https://www.gov.uk/pension-credit-calculator
Or here if you want it in a proper language https://www.gov.uk/credyd-pensiwn

It top's income up from your state pension to £173.75 if your single. Savings can effect it tho.
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thanks bobbin looks like i can get a top up of 38 pounds a week on top of state pension..
No a think the £134 is for peopel who get it now based on fewer qualifying year's. https://www.gov.uk/new-state-pension. Itll depend on your enticlement. But whatever, itll still be rounded up to the new £173.75 a think. The calculater should tell you exacly
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i have already had a letter of my entitlement for state pension, it's more than i was expecting....
Off to push & clean some trollys now, hope its not raining all day again. A will look back in tonight emmie.
Bobb
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thanks bobb, most informative
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looks like i am eligible, have to provide bank statements and copy of
my private small pension, but that's it. she wouldn't tell me how much, but at least it means a little bit more in the state pension pot.
they know people are out there who should get it and havent applied
AND SO - I dont think they put up any er unnecessary barriers
I've just sent off a paper application...retroactive to when I phoned them a few weeks ago.
I was going to apply shortly after I stopped working, but lockdown complicated things and phone lines were jammed. I'll let you know how it goes.
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do that pasta, i spoke with an agent at the DWP who was most helpful, will have to submit bank statement and proof of my small personal pension and that's it.
Yes, that's what I did, along with my passport and another paper as I'm a "resident alien". If they need anything else, I'll know next week I suppose.
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fingers crossed pasta
Blimey Em I thought you were loaded with all the "good quality" clothes you tell us you buy.
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I do have savings, but one benefit will shut off at the end of the year, when i turn 66. i am prudent in my buying, but also give a lot away, as i have done again to Shelter the charity.
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its my one vice LB, i don't go out much, don't smoke, don't have near family, except those in Sussex, 70 odd miles down the road, so my outgoings are really quite small compared to families.....
Errr - if you're prudent in your buying, how come you have so much stuff to give away? When I get rid of any clothes it's because they're only fit for the textile bank, not a charity shop.

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